nBUDDY TERMS OF SERVICE AND PRIVACY POLICY (DATED 05 August 2019)
TERMS OF SERVICE

Welcome to nBuddy, a proprietary mobile device application provided
to you by Verita Healthcare Pte. Ltd. (Singapore Co Registration: 201311851Z).
Please read and review this Terms of Service as it is a legal
agreement (“Agreement”) between you and Verita Healthcare Pte. Ltd (“Verita Analytics”).
nBuddy comprises a mobile application which incorporates a user chat (“User Chat”)
and a peer group support chat (“Peer Chat”) as well as its own nBuddy website.
nBuddy provides nutritional information which it believes to be correct.
USING THE APPLICATION

Verita Analytics grants to each user of the nBuddy Application (“User”),
subject to the terms and conditions of this Agreement, during the
term of this Agreement, a limited, non-exclusive, non-transferable,
non-sub-licensable, revocable, license to install, access, the nBuddy
Application (“nBuddy Application or Application”) on up to three
mobile devices or equipment owned or controlled by you (“Device”)
for your personal use only (and not for commercial use or resale).
COPYRIGHT

The Application and all databases within is owned by Verita Analytics,
its successors, assigns, and licensors and is protected by copyright
laws of Singapore and by laws of other nations. The Application is
licensed, not sold. Other than those rights expressly granted herein
to you herein, the Company reserves all rights in and to the
Application and Services, including any and all patent, trademark,
copyright, intellectual property rights, developed or in existence
and in all forms of media throughout the world for the Company’s use
and disposition at its sole discretion without any obligation to you.
YOUR USAGE AND RESTRICTIONS OF THE APPLICATION

You may only use the Application in accordance with this Agreement.

a. You may only have ONE User account for the Application.

b. You may not copy the Application except as installed on the Device.

c. You may not sell, rent or lease the Application or otherwise
transfer or assign the right to use the Application.

d. You must be 18 years of age or older to register for and
participate in nBuddy’s Application and Services. You hereby affirm
that by registering for nBuddy Services you are over 18 years of age.

e. You may not use the Application to store or handle any information
not owned by you or provided to you with authorized access.

f. You may not access Application with any automated application
program other than the Application program on your Device.

g. You may not copy, translate, adapt, modify, alter, decompile,
disassemble, or otherwise reverse engineer or create any derivative
work of the Application.

h. You may not extract any content (“Content”) which includes
any text, graphics, images, videos information or other materials)
from the Application.

i. Inappropriate conduct is not allowed. What is considered
inappropriate conduct is at nBuddy’s discretion. It includes, but is
not limited to, sending sexual, pornographic, lewd photographs or
videos; communicating with vulgar or inappropriate language; spamming
the User Chat and Peer Chat, and any other rude, belligerent or
unlawful behavior.

j. You will not damage, disable, disrupt, impair, place unreasonable
burdens or excessive loads on, interfere with or attempt to gain
unauthorized access to any portion of nBuddy’s application or website,
its computer systems, servers or networks or interfere with any other
party’s use and enjoyment of nBuddy’s Application and Services.

k. Promptly pay for the nBuddy Application and Services if you
subscribe for nBuddy premium services.

l. You will use in the nBuddy Application in a manner consistent with
any and all applicable laws and regulations You may not use the
Application for any illegal purpose.

m. You will not encourage or enable any other individual or entity to
do any of the above.

Verita Analytics reserves the right to monitor and investigate violations
of these Terms of Service or any other conduct that affects this
Agreement and nBuddy’s Application.
USE OF YOUR INFORMATION

You agree that the Company may collect and use technical and related
information, including but not limited to technical information about
your Device, software, and peripherals including third party fitness
devices, that is gathered periodically to facilitate the provision of
Application updates, product support and other services to you
(if any) related to the Services and Application and to verify
compliance with the terms of this Agreement. The Company may use
this information, as long as it is in a form that does not personally
identify you, to improve our products or to provide services or
technologies to you. (See also nBuddy’s Privacy Policy below).
nBUDDY APPLICATION

The Application is designed to help you to create good eating and
other nutrition habits to deliver long-term achievements in the areas
of weight loss, health and wellness. In the premium version, you may
be assigned one or more health coaches (“Health Coach or Health Coaches”)
and / or nutritionists (“Nutritionist or Nutritionists”) who shall
provide guidance, analysis and feedback concerning nutritional and
fitness aspects. You will have use of the Application to track and
monitor your progress, access to the Website, as well as access to the
User Chat and Peer Chat for recommendations and advice.

Verita Analytics endeavors to ensure positive interactions between you and
your Health Coach and Nutritionist. Verita Analytics will monitor the
provision of the Services to ensure the quality of, among other
things, the interactions with your Health Coaches. You acknowledge
your Health Coach may on occasion be unavailable to respond to you
to provide immediate responses and nutritional information.

If at any time you are unsatisfied or would like to change your Health
Coach or Nutritionist for any reason, please contact Verita Analytics at
support@nbuddy.net.
Verita Analytics reserves the right to change your
Health Coach or Nutritionist at any time and for any reason.
CHANGES TO nBUDDY APPLICATION AND SERVICES

Verita Analytics may modify the nBuddy Application and Services at any time,
at our sole discretion. Verita Analytics reserves the right to change or
discontinue all or any part of the Services, at any time and without
notice, at our sole discretion.
RECORD RETENTION POLICY

The User records may be maintained in paper or electronic format, as appropriate and may be stored on-site or off-site, in accordance with the need to access the records. Please refer to the section on User Content (below) as well as the Privacy Policy (below) for a full explanation of how Verita Analytics keeps records.
PERSONAL NUTRITION COACHING AND nBUDDY SERVICES DISCLAIMER

nBuddy Application and Services are intended for informational purposes only. nBuddy provides a platform so that nBuddy Health Coaches and Nutritionists may provide you with nutritional information relating to your nutritional, weight loss, physical (and fitness goals). You acknowledge that the nBuddy Application is different from the services of that of a dietician, nutritionist, personal trainer or medical professional. nBuddy Application and Services do not fully replace the services of a dietitian or nutritionist.

nBUDDY SERVICES IS NOT MEDICAL ADVICE

Our Services and Application are provided for informational purposes only and not for medical advice or recommendation any kind. The information provided is not a substitute for the advice of an appropriate medical professional or healthcare provider. The Company assumes no liability for any medical advice, consultation, or services. You should discontinue diet or other lifestyle changes in cases where such changes cause pain or severe discomfort, and should consult a doctor or medical expert prior to returning to diet or other lifestyle changes in such cases. Please consult your doctor if you have any medical conditions or symptoms.
USAGE OF nBUDDY PLATFORM THROUGH EXISTING RELATIONSHIP WITH A THIRD PARTY HEALTHCARE PROVIDER

If you already have an existing relationship with a Third Party Healthcare Provider (“Provider”) and the Provider refers and signs you up to the nBuddy Platform and Application where the User Chat and / or Peer Chat is moderated under the Provider’s direct or indirect supervision, there may be additional specific terms and conditions between you and the Provider. Verita Analytics assumes no liability for medical advice, consultation or services for Providers and does not endorse any Providers nor does it assume liability for facilitating Provider-patient relationships with such Providers.
VERITA ANALYTICS’ RIGHTS IN USER CONTENT GRANTED BY YOU

For purposes of this Agreement: “User Content” means any Content
(see definition of Content above) that Users (including you) provide
to be made available through the Application through the User Chat or
Peer Chat which shall also include the specific content of the chat
conversations.

By making any User Content available through the Services you hereby grant to Verita Analytics a perpetual non-exclusive, transferable, sublicenseable, worldwide, royalty-free license to use, copy, modify, create derivative works based upon, publicly display, and distribute your User Content in connection with operating, improving and providing the Application and Services. Verita Analytics commits to removing all references to and identification of yourself (i.e. scrubbed and anonymized) should any such User Content be used. Verita Analytics will continue to use your User Content even after the Termination of this Agreement and even after you have requested a full delete of your Personal Information and Personal Health Information.

You are solely responsible for all your User Content. You represent and warrant that you own all your User Content or you have all rights that are necessary to grant Verita Analytics the license rights in your User Content under this Agreement. You also represent and warrant that neither your User Content, nor your use and provision of your User Content made available through the Services, nor any use of your User Content by Verita Analytics on or through the Services will infringe, misappropriate or violate a third party’s intellectual property rights, or rights of publicity or privacy, or result in the violation of any applicable law or regulation.

You can remove your User Content on your Device by specifically deleting it. However, in certain instances, some of your User Content may not be completely removed and copies of your User Content may continue to exist on the Device. Verita Analytics is not responsible or liable for the removal or deletion of (or the failure to remove or delete) any of your User Content on your Device. Please refer to Deletion of Information section in the Privacy Policy to find out how to fully delete your information from Verita Analytics.
LIMITATIONS OF DATA CALCULATION

Verita Analytics provides feedback and reports (“Reports”) to Users through
the Application. The Reports takes available information and does
limited calculations based on certain data from User input to be
presented back to the User for general health purposes. The
calculations are done computationally and Verita Analytics believes the
methodology of the calculation to be correct but does not make any
warranties or representations that the information provided to the
User through the Application is accurate. Data provided to Verita Analytics
for this purpose may be corrupted or transmitted wrongly from the User
to the nBuddy servers and vice versa resulting in errors.
PAYMENT AND PAYMENT TERMS

If you do sign up for a paid subscription, you agree to pay, and
authorize Verita Analytics’ third party payment processor to charge using
your selected payment method, for all applicable fees and taxes that
may accrue in relation to your subscription to use the Services. The
fees for your subscription to use the Services are set forth at
www.nbuddy.net. All fees are
non-refundable except as required by law. Nevertheless, in the event you have entered into a paid
subscription agreement with Verita Analytics, and the nBuddy Application or
Services is terminated, Verita Analytics will refund your pro-rated unused
subscription amount

You are responsible for providing complete and accurate billing and
contact information to us. We may suspend or terminate the Services
if fees are 30 days past due. If you wish to terminate your subscription
to the Services, and for all other inquiries, you must
contact support@nbuddy.net.
TERMINATION OF AGREEMENT

This Agreement is effective from the date you first register with
Verita Analytics and shall continue until terminated as provided herein
(the “Term”). Verita Analytics reserves the right to immediately suspend
or terminate your access to the Application and Services, without
notice, upon your breach of any of the terms of this Agreement.
You may cancel your Account at any time by sending an email to us
at support@nbuddy.net.
Upon any termination, discontinuation or
cancellation of Services or your Account, all provisions of these
Terms which by their nature should survive will survive, including,
without limitation, ownership provisions, copyright, warranty and
professional/medical services disclaimers, assumption of risk and
indemnity, limitations of liability, and dispute resolution provisions.
PEER CHAT USAGE AND OBLIGATIONS
Participation in another User’s Peer Chat

If you are invited and agree to be a participant in another
User’s Peer Chat, you acknowledge that this is a support function
to help other Users achieve their objectives consonant with nBuddy
Application and Services. You agree to positively encourage and
motivate the User and at the same time not to be negative or
criticize the User. You acknowledge that you are not the primary
participant in any other User’s Peer Chat. You agree not to give
any specific medical related advice, and stick to general motivational,
health and wellness advice. You agree to keep private all information
about a User that you obtain from this channel.

You agree that either of the User or Verita Analytics can choose to
terminate your involvement without notice and on an immediate basis
in the Peer Chat of any other User for any reason whatsoever and
that Verita Analytics can delete access to that particular Peer Chat and
the content in the Peer Chat on your nBuddy Application remotely.

Inviting other Users to participate in your own Peer Chat

The Application allows you to invite other Users to participate in your own Peer Chat.

You take full responsibility for each User you invite into your
Peer Chat and acknowledge that their conduct and behavior may not be
unacceptable. You understand that Users who comment in your Peer Chat
may intentionally or inadvertently make offensive remarks and comments
which may be false, erroneous and / or harmful for you. Verita Analytics is
not responsible for the conduct of any User you invite into your Peer Chat.
Nevertheless if Verita Analytics is aware of bad conduct contrary to the
Terms and Conditions of the Application, we will seek to unilaterally
terminate access for any such Users in your Peer Chat.

You can terminate any User who you have invited into your own Peer Chat at any time.
ASSUMPTION OF RISK AND INDEMNITY

The health information and other information on the nBuddy Application
are general in nature. The information does not constitute medical
advice or any professional services. While all attempts will be made
to keep information up-to-date, information provided may become
outdated over time, or superseded by subsequent disclosure. The nBuddy
website could also include technical or other inaccuracies or
typographical errors. The Company assumes no liability for the
accuracy or completeness of, nor any liability to update, the
information contained in our Application or Website.

The health information in this Application is not intended as a
substitute for seeing a medical professional. Always consult a
doctor if you have any specific health care needs or pre-existing
medical conditions. You agree not to rely on the information in this
Application to self-diagnose an illness. Only a doctor can provide the
proper medical diagnosis and treatment. Never disregard any medical
advice or delay seeking advice because of anything you learn or find
out this Application.

You understand that receiving and relying on the nBuddy Application
may involve risks of bodily injury including permanent disability,
paralysis and death which may be caused by your own actions or the
actions of others, including those of Verita Analytics and that there may
be other risks, either unknown to you or not readily forseeable and
you fully accept and assume all such risks and all responsibility for
losses, costs and damages you incur as a result of using the
Application or receiving nBuddy Services.

IN CONSIDERATION OF YOUR USE OF THE SERVICES, YOU UNDERSTAND AND
VOLUNTARILY ACCEPT THIS RISK AND AGREE THAT VERITA ANALYTICS, ITS, DIRECTORS,
EMPLOYEES, CONSULTANTS, AGENTS, SUCCESSORS AND ASSIGNS WILL NOT BE
LIABLE FOR ANY INJURY, INCLUDING, WITHOUT LIMITATION, PERSONAL, BODILY
OR MENTAL INJURY, ECONOMIC LOSS OR OTHER DAMAGES TO YOU, YOUR SPOUSE,
UNBORN CHILD, OR RELATIVES RESULTING FROM YOUR USE OF THE SERVICES.

YOU, ON BEHALF OF YOURSELF, YOUR PERSONAL REPRESENTATIVES AND YOUR HEIRS,
HEREBY VOLUNTARILY AGREE TO RELEASE, WAIVE, DISCHARGE, HOLD HARMLESS,
VERITA ANALYTICS AND ITS DIRECTORS, EMPLOYEES, CONSULTANTS, AGENTS,
SUCCESSORS AND ASSIGNS, FROM AND AGAINST ANY CLAIMS, DISPUTES,
DEMANDS, LIABILITIES, DAMAGES, LOSSES AND COSTS AND EXPENSES INCLUDING,
WITHOUT LIMITATION, REASONABLE LEGAL FEES ARISING OUT OF OR IN ANY WAY
CONNECTED WITH (i) YOUR ACCESS TO OR USE OF THE SERVICES, OR (ii)
YOUR VIOLATION OF THIS AGREEMENT.

NBUDDY SERVICES ARE PROVIDED BY VERITA ANALYTICS ON AN “AS IS” BASIS.
VERITA ANALYTICS MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND,
EXPRESSED OR IMPLIED, AS TO THE PROVISION OF VERITA ANALYTICS SERVICES OR
THE INFORMATION, CONTENT, MATERIALS OR PRODUCTS INCLUDED OR REFERENCED
ON THE WEBSITE OR APPLICATION. VERITA ANALYTICS MAKES NO WARRANTY THAT
nBUDDY APPLICATION AND SERVICES WILL MEET YOUR REQUIREMENTS OR BE
AVAILABLE ON AN UNINTERRUPTED, SECURE OR ERROR-FREE BASIS.
YOU EXPRESSLY AGREE THAT YOUR USE OF THE nBUDDY APPLICATION
AND SERVICES IS AT YOUR SOLE RISK AND YOU ASSUME ANY RISK
ASSOCIATED WITH nBUDDY APPLICATION AND SERVICES.

TO THE FULLEST EXTENT PERMISSIBLE BY SINGAPORE LAW, VERITA ANALYTICS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. VERITA ANALYTICS DOES NOT WARRANT THAT THE APPLICATION, REPORTS, WEBSITE, ITS SERVERS, OR EMAIL OR TEXT MESSAGES SENT TO YOU RELATED TO NSERVICES ARE FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS.

FOR THE AVOIDANCE OF DOUBT, VERITA ANALYTICS DOES NOT REPRESENT, WARRANT OR GUARANTEE ANY SPECIFIC RESULTS, THE EFFECTIVENESS OF VERITA ANALYTICS SERVICES OR THAT YOU WILL MEET YOUR WEIGHT LOSS OR OTHER GOALS.
TERMINATION OF AGREEMENT

This Agreement is effective from the date you first register with
Verita Analytics and shall continue until terminated as provided herein
(the “Term”). Verita Analytics reserves the right to immediately suspend
or terminate your access to the Application and Services, without
notice, upon your breach of any of the terms of this Agreement.
You may cancel your Account at any time by sending an email to us
at support@nbuddy.net.
Upon any termination, discontinuation or
cancellation of Services or your Account, all provisions of these
Terms which by their nature should survive will survive, including,
without limitation, ownership provisions, copyright, warranty and
professional/medical services disclaimers, assumption of risk and
indemnity, limitations of liability, and dispute resolution provisions.
PRIVACY POLICY

Please refer to our Privacy Policy (below) for information on how we collect, use and disclose information from our customers.
DISPUTE RESOLUTION

This Agreement will be governed by the laws of Singapore.
GENERAL PROVISIONS

This Agreement contains the entire agreement between you and
Verita Analytics regarding the use of nBuddy Services. Unless otherwise
explicitly stated, the terms including, without limitation,
the disclaimers, limitation of liability, restriction of use
and content ownership provisions will survive termination of your
registration for the Verita Analytics Services and this Agreement.
If any provision of this Agreement is held invalid, the remainder
of this Agreement shall continue in full force and effect.
ACKNOWLEDGMENTS

You warrant, represent, acknowledge and agree that you: (1) you are
18 years or older and capable of forming a binding contract with
Verita Analytics and are not otherwise barred from using the nBuddy
Application and Services under applicable law, (2) agree to participate
and become a customer of Verita Analytics, (3) agree to use the nBuddy
Application and Services, (4) have had an adequate opportunity to review
and consider this Agreement, (5) have fully read and understand the
contents of this Agreement, including but not limited to assuming the
risks of receiving Verita Analytics Services, and (6) are willingly and
voluntarily entering into this Agreement with fully knowledge and
understanding of its contents, disclaimers, risks and limits of liability.
FEEDBACK

We welcome feedback, comments and suggestions for improvements to our
Terms of Services (“Feedback”). You can submit Feedback through
the Application itself or by emailing us
at support@nbuddy.net.

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 nBUDDY’S PRIVACY POLICY

This Privacy Policy should be read in conjunction with Verita Analytics’ Terms & Conditions (above).

Verita Analytics’ Privacy Policy (“Privacy Policy”) informs you
regarding the collection, use and disclosure of Personal Information
and Personal Health Information (see below for full details)
we receive from users of nBuddy – i.e. You.

By accessing or using nBuddy Application or Services, you agree to the
collection and use of information in accordance with this policy.
Please read these Terms & Privacy carefully before installing our
Application or using our services. If you do not understand the
Terms & Conditions and or Privacy Policy, or do not accept any part
of them, then you should not use our services.
INFORMATION COLLECTION AND USAGE
Personally identifiable information

While using the nBuddy Application, we will ask you to provide us
with certain personally identifiable information that can be used to
contact or identify you. Personally identifiable information may
include, but is not limited to your name, contact information,
email etc. (“Personal Information”). We use your Personal Information
for providing and improving nBuddy Application, our websites and
our service to you through our Application.

By submitting your personal data to nBuddy or Verita Analytics,
you consent to us collecting, using, disclosing and processing your
personal data; including:- communicating with you, responding to
your enquiries and providing information of services and/or promotions
to you. To discontinue the processing and use of your personal data,
please write in to support@nbuddy.net.

Personal health information collection

As part of our Application and our service to you we will be collecting
general health information (“Personal Health Information”) that you
provide through the Application. We use your Personal Health Information
for providing and improving nBuddy, our websites and our service
to you through our Application.

We will be storing this information, making and generating reports and
trends for feedback to you and your Peer Chat (see below). By submitting
your personal data to nBuddy or Verita Analytics, you consent to us
collecting, using, disclosing and processing your Personal Health
Information as well as sharing it with your Peer Chat.
PEER CHAT ACCESS TO YOUR PERSONAL INFORMATION AND PERSONAL HEALTH INFORMATION

The Peer Chat function allows you to invite friends and family to
participate in your use of the nBuddy Application.
You consent to both Personal Information and Personal Health
Information released into the Peer Chat. Such information may
be intentionally or inadvertently released by users in your Peer Chat.
Verita Analytics is not responsible for the dissemination of such
information by Users you invite into your Peer Chat and you agree to
hold Verita Analytics and nBuddy harmless should such Users
violate your privacy.

Upon the termination of a User (“Previous Peer Chat Participant”)
from your Peer Chat, Verita Analytics will delete the chat and remove data
and information still stored on the Previous Peer Chat Participant’s Peer Chat.
Verita Analytics cannot absolutely guarantee the full removal of all your
data from that Previous Peer Chat Participant’s Peer Chat.
YOUR TECHNICAL INFORMATION THAT WE COLLECT

When you use our services, we automatically collect information about the device you use to access our services and your usage of our Application. The information we collect may include (where available) the type and model of the device you use, the device’s unique device identifier, operating system, language options and mobile network information to allow you to use our services. We use this information to administer our services and for our internal operations including troubleshooting, data analysis, testing, research, statistical and survey purposes, to improve our services.

Please note that our services require access to your device’s storage application in order to store application data and media, such as photos, but we do not take any information, videos, photos or other content from your device’s storage application unless you have uploaded this into the Chat. To fully experience our Application and Services, please note that you should enable us to access to permissions in your phone such as record, camera, microphone, location and etc. You can disable such access permission in settings of your mobile device but you will not experience the Application at its highest functionality.
SECURITY

The security of your Personal Information and Personal Health Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information or Personal Health Information, we cannot guarantee its absolute security.
RELEASE OF INFORMATION TO THIRD PARTY HEALTHCARE PROVIDERS

If you are signed up as a referral by a Third Party Healthcare Provider,
you consent to us giving both your Personal Information as well as your Personal Health Information
to the Third Party Healthcare Provider.
USE OF THIRD PARTY SERVICES

Our Application and Services may include links to mobile features and services (including but not limited to, social applications like Facebook, Instagram and Youtube, or Apple’s HealthKit) that are provided by a third party. We do not control such third party sites or services and are not responsible for the content or functionality of such sites or services. Our inclusion of links does not imply any endorsement or association with their operators. The terms applicable to the use of such third party services will apply and we will not be responsible for anything that is done by you or the third party service provider in connection with your use of their service. Please note that we will not keep or release your Personal Information or Personal Health Information on the third party apps/websites except for specific release of information to Third Party Healthcare Providers should you be referred from them.
ADVERTISING

We may deliver advertising to you in conjunction with your use of our services.
DELETION OF INFORMATION

When you terminate the Agreement, or delete the Application, Verita Analytics still retains both your Personal Information and Personal Health Information on its Servers.

To perform a full delete please email us at support@nbuddy.net for us to delete all Personal Information and Personal Health Information pertaining to yourself. As per the Terms of Service (above), you consent to Verita Analytics keeping all User Content that removes all identifiable references to yourself.
DETAILS OF CORRESPONDENCE

If you contact us by email, we will keep a record of that correspondence in our system.
EMAILING YOU WITH NEWSLETTERS, INFORMATION OR REMINDERS

We will use your Personal Information to contact you with periodic newsletters, tips, and/or reminders via email. You may opt out by following the unsubscribe instructions provided in any email we send.
COOKIES

When you use our services, certain information may be stored locally on your mobile device using ‘cookies’ or similar technologies such as objects stored in our service’s local storage on the device that you are using. A cookie is a small text file or data file used to store limited information about the user of the device and is stored on your device. It helps us to identify how our users use our services and so that we can continuously evolve and improve it. We use information collected from cookies to improve users’ experience and the overall quality of our services.

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 CHANGES TO TERMS OF SERVICE AND PRIVACY POLICY

This Terms of Service and Privacy Policy is effective as of 09 November 2016 and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on our website or on the Application. We reserve the right to update or change our Terms of Service and Privacy Policy at any time and you should check our Terms of Service and Privacy Policy periodically.

If we make any material changes to this Terms of Service and Privacy Policy, we will notify you either through the email address you have provided us, or by placing a prominent notice on our website.

Your continued use of the nBuddy Application and Services after we post any modifications to the Terms of Service and Privacy Policy will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Terms of Service and Privacy Policy.

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 Contact Us

If you have any questions about this Terms of Service or Privacy Policy,
please contact Verita Analytics on +65 6331 9798 or email us
at support-nbuddy@verita.com.

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